Cooking at home, family lunches and dinners are no longer so traditional today. Catering establishments: cafes, restaurants, coffee houses, and so on are available to almost everyone. There are facilities for all preferences and for every budget. Therefore, such an expenditure item as food outside the home takes a large part of the budget. And everyone wants to save money and get cashback, restaurants as well as cafes, coffee shops offering this opportunity to guests – only benefit. More about cashback read here.
Is there any real cashback in the catering category? Getting cashback in the catering category is a money saver. Almost all cafes, coffee shops and food delivery offer customers discounts through loyalty programs. This has always been the case. Today, however, cashback is becoming more common. There are several reasons for this:
- Growing competition in the segment. Even in small towns, eating places are opening every month. The struggle for each customer, and the desire to make the guest a regular customer.
- From an emotional point of view, the customer appreciates the refund of a part of the paid order more than the usual discount.
Ways to get cashback
There are several ways to receive a cashback or discount in a food service establishment:
Using a loyalty program from the catering establishment itself. This can be a bonus system, or a savings system.
The use of bank products with cashback function when paying for orders with these cards, orders in catering establishments.
3. Registration and use of various cashback services,
which are intermediaries between the institution of catering and the client.
Everyone chooses a more suitable and most importantly profitable way to save money specifically for himself or for a particular institution.
Services
The variety of cashback services available today can be confusing. It is not clear which one to use, if in general they all work on the same principles. However, it is necessary to choose, taking into account certain criteria, which are still different in each case:
1. The reputation of the platform. You should carefully study the reviews, about the honesty of the accrual and withdrawal of the accumulated cashback.
2. The minimum amount for withdrawal.
3. Terms of withdrawal and accrual of cashback.
4. Variety of partners on the platform.
The sphere of catering is presented on cashback platforms not as diverse as, for example, clothing, equipment and other goods. The fact is that cashback platforms are aimed more at online shopping. And using the service for offline visits to establishments is only possible in some cases. In addition, there are not many platforms that work for offline businesses. As a rule, cashback is offered in the food delivery section.
What can I be denied or canceled for?
Not to accrue or cancel cashback bank has no reason. Because all processes are automated by the bank. From the client and the cardholder depends only on the fact that he complied with the conditions of the bank on the specified card.
So if it is written in the conditions upon receipt that the cashback in restaurants in the city is 10%, but outside of it only 2%, do not be surprised that when you pay for orders in another city cashback percentage will be less. This is just an example, which indicates that the conditions should be studied carefully when selecting and receiving the card.
How to withdraw or spend?
In the case of banks, you can not withdraw cashback, as in cashback services. The bank thus stimulates card purchases and increases turnover. No bank benefits from the client withdrawing cash from the card (if the money is withdrawn without interest) and using it. If you are interested in credit card great offer please read here.
Therefore, the cashback accrued by the bank in the form of money, you can only spend. You can spend it on any goods or services (except those specified by the bank in the terms and conditions and the contract) by paying with a credit card.
How to increase the amount of cashback?
Increase the cashback percentage when you pay by bank debit or credit card, you can only one way. And only if the bank has such an option. The method is to increase spending on a specific group of goods and services. If, for example, in the catering category, the monthly amount of spending will be increased, then perhaps there will be an increase in cashback.